- Abstract of Title
- Acceleration Clause
- Adjustable Rate
- Agreement of Sale
- Amortization
- Annual Percentage Rate (APR)
- Application Fee
- Appraisal
- Appraisal Fee
- Assessment
- Balloon Mortgages
- Bankruptcy
- Bearer
- Bequest
- Bi-Weekly Mortgage
- Blanket Mortgage
- Borrower (Mortgagor)
- Bridge loan (Swing loan)
- Broker
- Buyers Market
- Call Option
- Caps
- Caps (interest)
- Caps (payment)
- Cashier's Check (or Bank Check)
- Cash Out
- CC&Rs
- Ceiling
- Certificate of Eligibility
- Certificate of Occupancy
- Certificate of Title
- Certified Check
- Clear Title
- Closing Costs
- Closing (or Settlement)
- Closing Statement
- Collateral
- Combined Loan-to-Value (CLTV)
- Commission
- Commitment
- Conforming Loan
- Construction Loan
- Contingency
- Conventional Loan
- Conversion Clause
- Convertible ARM
- Convertible ARMs
- Covenants, Conditions and Restrictions (CC&Rs)
- Credit Report
- Credit Risk
- Debt-to-Income Ratio
- Deed
- Deed of Trust
- Default
- Deferred Interest
- Delinquency
- Deposit
- Depreciation
- Discount Points (or Points)
- Document Review
- Down Payment
- Earnest Money
- Effective Interest Rate
- Encumbrance
- Equal Credit Opportunity Act (ECOA)
- Equity
- Equity Loan
- Escrow Account
- Escrow Waiver
- Federal Deposit Insurance Corporation (FDIC)
- Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac)
- Federal Housing Administration (FHA)
- Federal National Mortgage Association (FNMA, or Fannie Mae)
- FHA & VA Loans (also known as Government Loans)
- FHA Loan
- First Mortgage
- Fixed Rate
- Fixed-Rate Mortgage
- Fixed-Rate Mortgages
- Flood Insurance
- Forbearance
- Foreclosure (or Repossession)
- Good Faith Estimate
- Grace Period
- Graduated Payment Mortgage (GPM)
- Gross
- Gross Income
- Gross Monthly Income
- Growing Equity Mortgage
- Hazard Insurance
- Home Equity Loan
- Homeowners Warranty
- Housing and Urban Development(HUD)
- Housing Code
- Housing Expense-to-Income Ratio
- HUD-I Settlement Statement
- Impound Account
- Impound (or Reserves)
- Index
- Initial Rate
- Insolvency
- Interest
- Interest Rate
- Interest Rate Cap
- Joint Liability
- Joint Tenancy
- Jumbo Loan
- Junior Mortgage
- Late Charge
- Lease-Purchase Mortgage Loan
- Lender
- Lien
- Loan Administration (or Loan Servicing)
- Loan Application
- Loan Application Fee
- Loan Origination Fee
- Loan Servicing (or Loan Administration)
- Lock or Lock In
- Margin
- Marketable Title
- Market Rate
- Market Value
- MIP (Mortgage Insurance Premium)
- Monthly Housing Expense
- Mortgage
- Mortgage Banker
- Mortgage Broker
- Mortgagee
- Mortgage Insurance
- Mortgage Loan
- Mortgagor
- Negative Amortization
- Net
- Net Effective Income
- Non-Assumption Clause
- Non-Conforming Loan
- Nondischargeable Debt
- Note
- Notice of Default
- Origination Fee
- Owner Financing
- Payment Cap
- Per Diem Interest
- Permanent Loan
- Points (or Discount Points)
- Power of Attorney
- Prepaid Interest
- Prepayment
- Prepayment Penalty
- Prime Rate
- Principal
- Private Mortgage Insurance (PMI)
- Property Tax
- Purchase Agreement
- Qualifying Ratio
- Real Property
- Realtor
- Recording
- Recording Fee
- Refinancing
- Repossession (or Foreclosure)
- Sale Agreement
- Satisfaction
- Second Mortgage
- Servicing (or Loan Administration)
- Settlement Cost (HUD guide)
- Settlement (or Closing)
- Settlement Sheet
- Survey
- Tax Lien
- Tax Sale
- Term
- Title
- Title Company
- Title Insurance
- Title Search
- Transfer Tax
- Trust Account
- Trustee
- Truth-in-Lending Act
- Underwriting
- VA Loan
- Verification of Deposit (VOD)
- Verification of Employment (VOE)
- Waiver
- Walk-Through
[glossary_term_list /]